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COVERAGE HIGHLIGHTS

• Coverage applies on or off premises anywhere in the U.S., Canada, and U.S. territories
• Various limits available 
• General Liability Aggregate limits are 3 times the liability per occurrence limit 
• Medical Payments up to $5,000 included 
• Can be added to your Mortality policy
• Coverage is offered for bodily injury and property damage, done only by a horse which is scheduled on this policy. This coverage is not available to individuals involved in commercial equine operations* (example: trail rides, riding instruction, race training, commercial breeding or boarding of horses which you do not own), or if you own more than 10 horses. If you are involved in a commercial operation, please complete our Commercial Equine Liability application.

*Commercial equine operation where the insured is actively involved in breeding, boarding, training of horses and/or any activity noted above and receives monetary value or other compensation.

OPTIONAL COVERAGES

• International Liability (covers horses taken outside the continental U.S. to specified countries for shows, exhibitions, etc.)
• Commercial Umbrella Liability (with limits up to $10 million)