Optional coverages can be added to our Mortality policy for an additional premium.
Medical/Surgical
Our Medical/Surgical Coverage provides an $8,000* limit per horse per policy term with a choice of 2 plans including deductibles and a co-payment option. These plans allow you to choose an option that suits your budget!
Plan 1 – Medical/Surgical
with Co-Pay*
Additional Premium Per Horse: $232
Deductible: $500
Co-Pay: 25% applied to the first $2,000 loss
Example: Cost of Treatment - $4,200 (Includes $1,000 Diagnostics/Therapeutics)
You Pay
Deductible $500
25% Co-Pay on $2,000 $500
40% Diagnostics/Therapeutics $400
Total You Pay $1,400
Markel Pays the Rest $2,800 |
Plan 2 – Medical/Surgical*
Additional Premium Per Horse: $351
Deductible: $250
Co-Pay: None
Example: Cost of Treatment - $4,200 (*Includes $1,000 Diagnostics/Therapeutics)
You Pay
Deductible $250
40% Diagnostics/Therapeutics $400
Total You Pay $650
Markel Pays the Rest $3,550
|
Surgical Only
Surgical coverage is now available for horses up to age 18. $5,000 limit per horse per policy term.
- Premium: $140 per horse
- Deductible: $50 per claim