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COVERAGE HIGHLIGHTS

• Up to $1 million liability limit available 
• Personal liability available for owner occupied dwellings 
• Coverage for farm-related buildings such as barns, stables, hay sheds and arenas 
• Farm Personal Property coverage for farm machinery, tack, equipment, hay, and seed 
• Replacement cost coverage available on buildings and household contents 
• Choose from Basic, Broad, or Special coverage options for all property 
• Various property deductibles available 
• Package credit is available

OPTIONAL COVERAGES

• Disruption of Farming (loss of income due to covered cause of loss to a stable or barn) 
• Livestock Coverage (limited mortality-named perils up to $2,000 per head) 
• Coverage for jewelry, fine art, guns, etc. 
• Sports Equipment Floater (covers equipment used for golf, tennis, etc.) 
• Animal Collision 
• Commercial Umbrella Liability (with limits up to $10 million)