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COVERAGE HIGHLIGHTS

• Liability limits of $300,000 to $1 million are available 
• General Liability Aggregate limits are 3 times the liability per occurrence limit 
• Commercial general liability coverage applies on and off premises in the U.S, Canada, and U.S. territories
• Provides Bodily Injury and Property Damage limits 
• Fire Legal liability up to $100,000 at no charge (in most states) 
• Medical payments up to $5,000 
• Limited professional liability coverage for trainers, riding instructors and clinicians 
• Personal/Advertising Injury included 
• Products/completed operations included 
• No liability deductible 
• Defense cost paid in excess of policy limit

OPTIONAL COVERAGES

• Care, Custody & Control – a “must” if you care for someone else’s horse 
  Owned Tack & Saddlery 
• Umbrella & Excess Liability (with limits up to $10 million) 
• International Liability – covers horses taken outside the continental U.S. to specified countries for shows, exhibitions, etc.