Straight From The Horse's Mouth

The next time someone asks if they can pet your horse -- or even get close to it -- you might want to make sure that you're covered. A case in point is when a toddler was bitten on the lower lip by a horse and suffered scarring that required immediate, and possibly future surgery. Not surprisingly, legal action ensued.

The story goes that a 4-year old girl had approached the horse while it was feeding. From the parent's point of view, the horse owner shouldn't have allowed the child near the animal. However, the owner countered that the parents should have watched the child more closely.

The final outcome, which was settled before the case went to trial, came to $120,000. This was in spite of the fact that past and future medical costs were claimed at only $11,000.

So, can you afford to let anybody pet your horse? As long as Markel has you covered, you can. Click here to find out more about our Private Horse Owner Liability Policy.